Secret Business Tips

Can talk to the bank to understand the reasons for rejection to determine ways to deal with.

1, if it is because it has been for loans to purchase a number of housing units, or the age of buyers is too large, or personal bad credit record can apply for a change to the main bank lender. By parents, children or other immediate family as the primary credit loans to people who provide loan repayment. Buyers for a loan participation, I will credit people who participate in loan repayment. This allows successful applicants to ensure your mortgage.

2, if it is because of personal wage income, up to the requirements of banks (monthly payment only 50% of monthly income), but can not successfully apply for mortgages. Banks can provide addition to the salary and other income proof. Such as leasing contract, proof of income such as dividends. Can also use real estate, securities, jewelry, art collections and other property to prove to the bank that you have sufficient capacity to repay.

3, if it is because of second-hand housing Fangling too long, or can not pay taxes to a single individual by the bank to prove the authenticity of income. May wish to use the different requirements of different bank loans to other banks to try. Developers or intermediaries can consult, through the security companies to switch to non-designated bank mortgage business.

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