Secret Business Tips

Waiting to purchase mortgage insurance, home buyers should pay attention to two matters, save money for themselves, to protect interests.

One should cover the new mortgage insurance.

From the coverage point of view, the market for new, old and two kinds of mortgage insurance. Both the new mortgage insurance guarantee repayment there are property damage insurance liability insurance, known as the “only guarantee rooms also guarantor”; and old versions of mortgage insurance policy does not guarantee repayment responsibility, “only to ensure room no guarantor. “

Old and new mortgage insurance premium required to pay the total amount is almost the same, but the old mortgage insurance to protect the functional difference in a big cut. On the real estate broker, insurance intermediary for selling to customers old mortgage insurance, often can get more commission.

Second, the insured can “bargain.”

Mortgage insurance coverage is not “a hammer sale” can “bargain.” It is understood that “broad road” of the insurance agents 6-7 discount off policy is not difficult, then they fold or 7.5 fold to 7 sold to customers, but still indicate the invoice is 6 fold. In this way, the insurance broker to obtain the 10% -15% commission, customers get the corresponding discount. However, if consumers do not know how to “inquiry”, then the difference is likely to be handled to make an estate agent.

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